Your 24/7 AI‑native loan assistant
Get back to the more impactful work while AI handles data entry, document reviewing, and loan processing 24/7.
You didn't become a loan officer to drown in paperwork.
Lenders
Tidalwave helps lenders close more loans faster by automating document review, data entry, and loan processing with proprietary AI agents working 24/7.
Borrowers
Borrowers enjoy a faster, smoother experience with real-time updates, fewer document requests, and a loan officer who has more time to focus on them.
AI that actually works while you sleep.
SOLO mortgage-only AI answers borrower questions 24/7 with regulatory-compliant responses.
It builds comprehensive loan memory from day one, tracking every interaction, document, and decision to provide instant context for any team member at any time.
Review documents, automagically.
Tidalwave automatically detects errors in loan documents without human review, flagging discrepancies and inconsistencies before they cause downstream problems in your pipeline.
Rigorous data analysis.
Analyzes bank statements in a few minutes using forensic-level precision.
Surfaces risk indicators, identifies spending patterns including buy-now-pay-later services and recurring payments, automatically calculates eligible assets from checking, savings, retirement, and investment accounts, and determines eligible income from paystubs.
Instant Verification.
Connect with income, employment, and asset verification vendors for instant, paperless verification.
Borrowers securely link their payroll provider or bank account during application.
Brings order to chaos.
Tidalwave extracts loan data from pasted emails, documents, and phone calls.
Application fields populate automatically in real-time, so borrowers can complete applications conversationally while eliminating manual data entry and reducing errors.
Reliability from the ground up
Tidalwave is built AI-native from the ground up, not retrofitted onto legacy systems, ensuring every feature works as designed without the bottlenecks of outdated architecture.
Tidalwave complies with all regulatory requirements, answering borrower questions instantly while maintaining full audit trails for every interaction.
Our hallucination-free AI delivers only verified, factual information by grounding responses in your actual loan data and regulatory guidelines, never inventing details or making assumptions.
Perfect data quality is guaranteed through upfront validation controls that catch errors at the source, ensuring clean, accurate information flows through every stage of your loan process.
Tidalwave by the numbers
Don't take our word for it.
This partnership represents an alignment of vision, innovation, and execution. Both of our companies share the goal of advancing the mortgage process through AI by empowering our people and providing powerful new tools to enhance quality and efficiency.
Over the past few months, we've had the privilege of working closely with Diane Yu and her team and we are confident that together we will transform lending for years to come.
Mark Winter
CEO
Flat Branch Home Loans is redefining the mortgage experience with Tidalwave's cutting-edge AI platform.
This isn't just technology, it's a game-changer that empowers our loan officers, delights borrowers, and propels us into the future of lending.
We're thrilled to lead the charge!
Jamie Pandolfo
President
By eliminating the manual grind for our loan officers, Tidalwave's AI-powered platform allows them to double down on what matters most, building relationships and closing loans.
The speed, efficiency, and precision it brings to our origination process has elevated both our internal operations and the client experience.
It's not just a tech upgrade, it's a strategic advantage that we believe will help us attract top talent and stay ahead in a highly competitive market.
Jesse Lopez
VP, Process Improvement
Tidalwave sets the standard in mortgage technology.
Their responsiveness and partnership let us move fast, implement with ease, and stay on pace with our business.
The platform is best in class, streamlining workflows, boosting collaboration, and delivering an outstanding experience for our borrowers. It's efficiency and engagement on a whole new level.
Tracy Marks
CEO
Tidalwave's AI innovation has us genuinely excited about where we're heading as a mortgage technology leader.
What I appreciate most is how intuitive it is for loan officers to assist borrowers, every team member can see the full picture in real time, making the lending process completely transparent and effortless.
It's a game changer both for our staff and our customers.
Taylor Stork
COO
Making AI accessible to more lenders is a game changer - we're going to see mortgages become faster and more affordable.
Going live with Tidalwave's SOLO™ allows us to streamline the workflow and reduce overhead, giving us a real competitive edge while lowering the cost of originating loans.
Paige Hagerhorst
SVP, Operations & Information Technology
