Tidalwave Named to the 2026 CB Insights Fintech 100
CB Insights screened more than 70,000 fintechs on the same signals investors check in diligence. One hundred made the cut. Tidalwave is one of them.
Big news: Tidalwave has been named to the 2026 CB Insights Fintech 100. CB Insights screened more than 70,000 fintechs and picked 100. That's about one in 700, or the top 0.14%.
CB Insights selected 100 winners from 70K+ fintechs ranging from pre-seed to Series C using deal activity, industry partnerships, investor strength, hiring momentum, revenue, and CB Insights’ predictive scores for success (Mosaic Score) and commercial traction (Commercial Maturity). We also analyzed Executive Interviews submitted directly to us by startups. Exited companies and late-stage fintechs were excluded from consideration.
Why a mortgage company made it: CB Insights' theme this year is that the most promising fintechs are fixing the plumbing underneath the products customers see. Mortgage is the clearest case. CB Insights placed Tidalwave in Lending operations, for automating mortgage applications and processing.
Buying a home is the most expensive financial transaction most people will ever make. The mortgage behind it still runs on a workflow built for paper. Tidalwave uses AI agents to help lenders move mortgages from application through underwriting and closing.
The 2026 Fintech 100 by the numbers
This year’s winners:
- Rank among the top 10% of private companies globally for overall health and growth potential (by Mosaic Score)
- Raised $10.9B in equity funding, including more than $3.2B in 2026 so far
- Disclosed 330+ partnerships since 2025, including with industry leaders like JPMorganChase, Mastercard, and NASDAQ
- Include 51 early-stage startups, 13 of which are at the seed stage
- Employ 21,000+ people, with a median headcount of 78 across the cohort
2025 Fintech 100 winners: Where are they now?
In the nearly 12 months since we published last year’s list, the winners have:
- Raised $2.05B across 31 new equity funding rounds
- Disclosed 204 partnerships, including with industry leaders like NYSE and Visa
- Recorded 4 exits, including Mastercard’s acquisition of BVNK, SoFi’s acquisition of Peach Finance, and Securitize’s public listing through a SPAC merger
- Employed 21,009 people, with a 23% median 12-month headcount increase
More: CB Insights Top Fintech Startups 2026